15 February 2011 at 12:12AM. MoneySavingExpert Deals: latest promotions and voucher codes You might be surprised by the quoted cost when youre trying to insure an upcoming trip, especially if you and your spouse or travel companion are over 75. Your cost is the same whether youre 25, 75 or 95 years old. The older you get, the more restrictions there may be on how long you can travel and stay covered. You can get a quote and well consider all medical conditions. Youll be covered for cancellation if you catch Covid-19 before your holiday. New Quotation - Travel Insurance However, Martin explains that the reason we work so hard to get a good credit score is so we can get cheap credit when we need it, which we save. (see the Section 75 guide for protection tips). Over 85s Travel products such as hotels and flights are expected to be booked more and more online and withn mobile apps and the older generation are certainly not being left behind these trends. European travel insurance is usually cheaper than worldwide cover, so its worth checking to see if your destination is covered under one of these policies first. . We don't as a general policy investigate the solvency of companies mentioned (how likely they are to go bust), but there is a risk any company can struggle and it's rarely made public until it's too late (see the. You may check this on the Financial Services Register by visiting the FCA website. AllClear Limited is licensed and regulated by the Gibraltar Financial Services Commission number FSC25393 and trades into the UK on a freedom of services basis, FCA FRN 824283. Editor, Marcus Herbert. - Example Quote* - 40.99. Some insurers insist you have a GHIC or EHIC or your policy wont pay out for medical costs. Repatriation back to the UK It is very common for people to totally forget to buy their travel insurance before they start their holiday. And changes in your medical needs shouldnt stand in the way of your desire to travel. Martin explained that you only have a slim chance of being accepted for the card, and people dont think its worth applying for. Itll cover you if you have an unexpected medical emergency while youre abroad. Gocompare.com Ltd. All Rights Reserved. To get travel insurance youll need to accurately declare all pre-existing medical conditions when you apply. No matter what your health history says the fact remains you will as an older person pay dearly for travel insurance cover. [2]Average price purchased data recorded by theidol.com for single-trip travel insurance for those with/without medical conditions, split by age group, between 1 January and 31 December 2020. UK travel insurance: is it worth getting and our top picks - MSE 5799376). In addition to this trend older people are also embracing mobile technology more for their travel booking needs much like younger folk. If something doesnt go to plan with your holiday, your travel insurance covers the costs of: You can get over 70s policies that cover a single trip, multiple trips within a year, or an extended stay abroad. Cost of living latest: Tesco delivery changes kick in on Tuesday The most important thing about travel insurance for seniors and the elderly is that your health cover gives you the protection you need, such as in medical emergencies. We offer a range of other useful products and services. Whether you want to relax on the beach or have an adventure, our travel tips can help! In general, insurance companies will band older customers into an age bracket of 55-65 and then 65-74. And if you are 76 or above, the longest trip you'd be covered for is 31 days. AllClear offers tailored, comprehensive Travel Insurance for over 70s. Discover more about the AllClear experience from our over 70s travellers, Getting quotes for Travel Insurance when you are over 70 and with pre-existing medical conditions can be a painful experience. He explained: So if you get a card with only a 10 percent chance and your priority is to reduce the cost of the card, the application can fail, you can get a mark on your credit, and at least you tried. An example could be when someone dies hiking at high altitude and their travel insurance policy only covers low altitude hiking. Co-op, 15/mth - top for older travellers. There are different levels of risk theyre prepared to accept, so getting declined by one insurer doesnt necessarily mean youll be declined by them all. (see the Section 75 guide for . As you get older, you learn to appreciate the joys of travel even more, but you may notice one downside: Travel insurance costs keep going up. Make sure you have a valid GHIC or EHIC millions will run out this year, a money-saving expert group has warned. Nationally, 11% of UK adults - 5.8 million people - admitted they . Travel insurance for seniors | Post Office
